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Medical Underwriter

Experience: 0-2 Y

Location: Mumbai

Job description:

Underwriting Management:

 Underwriting cases at an average of 30 medical or 45 non- medical cases per day.
 Performing QC at an average of 50 medical and 65 non- medical cases per day.
 Scrutinize all documents for completeness and check the supporting evidences.
 Carry out risk assessment and approve the case if all in order or else raise further requirements in view of
incomplete/additional information.
 Arriving at decisions on standard and non- standard cases.
 Coordinate with the other verticals and ensure completeness of decision.
 Adhere to predefined quality parameters and underwriting philosophy.
Compliance with Regulatory guidelines:
 Ensure compliance with IRDA guidelines, internal guidelines and ISO requirements.
 Identify gaps and implement measures for gap resolution program.
 Maintain acceptable audit ratings in all compliance and audit reviews.
 Assist in internal/external audit and closure of audit reports.

Requirement:

Essential:

 Graduate/Post Graduate in Science/Pharmacy/Medicine/Life Science/Microbiology.
 Minimum 6 months to 2 Years of related experience.
 Good technical knowledge of Life underwriting including Protection Underwriting.

Desired:

 Underwriting and related technical certifications like AALU, ALMI and MBA/Diploma in Insurance
 Business writing skills and ability to make effective presentations
 Knowledge of Insurance business & Financial services operation

Benefits:

Role:

Executive & Sr. Executive – Medical Underwriter

Department:

Healthcare & Life Sciences

Education:

Graduate/Post Graduate in Science/Pharmacy/Medicine/Life Science/Microbiology.

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