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Empowering Women Professionals

In the contemporary professional landscape, the empowerment of women and recognition of their contributions is not just a matter of social justice—it’s a strategic imperative for organizations……..

WORKPLACE CULTURE

Workplace culture is critically important for a variety of reasons. It encompasses the values, beliefs, behavior’s, and social norms that shape the work environment in an organization….

Importance of Upskilling at Workplace

Almost 40% of Indian workers, according to a Survey, will require retraining and upskilling within the next five years. Although employee training is valued by many businesses, its execution is……

Virtual CMOs in Insurance Industry: Then & now!

Circa 2000, Insurance was privatised in India. It was promised to be the sunrise industry. There were many Doctors with decades of experience in insurance industry and they were absorbed in private……

Healthcare and Data Analytics

Healthcare providers, insurers and pharmacies, to a great extent, are using data analytics to address the issue of ballooning healthcare costs in some of the developed countries….

INCHES 2.0 and Trends in Insurance Industry test

Way back in 2018 a report published by WNS gave its perspective on what are the Top Trends in the insurance industry, though I am certain we all can make more additions its worth mentioning the……

Covid experience and Insurance Industry

COVID 19, a global pandemic, will go down in history as one of the deadliest disasters of the modern era. As of December 2021, 280 million people have been victims of this notorious virus, out of……

Cloud-based Medical Intelligence To Contain Health Insurance Fraud

Applying data analytic algorithms on conclusion(s) of both concurrent and post facto clinical audit conducted on life and health claims revealed that……

ECG Limb Lead Reversal: Incidence & Impact on Insurance Underwriting

Innocuous lead reversals during ECG (pre-issuance medicals) can be deceptive and cause difficulties for the insurer in decision making causing acceptance of high-risk……

Mental Health Cover in Insurance

An ever-ongoing debate (in the grapevine) is on in the Indian insurance industry on ‘whether to cover mental health in health insurance or not?’ Of course, Of course, similar debates……

Myth vs Fact #9

Most of Acute febrile illness patients, can be comfortably managed on domiciliary management. A spike of 1030F temperature is not a criteria for hospitalization. Only patient’s requiring vital organ…..

Myth vs Fact #8

Covid displaced usual chart-toppers heart attack and cancer to become the leading cause of death in the city in 2020. Out of 1.1 lakh total deaths recorded in the first year of the pandemic……

Myth vs Fact #7

Corona has been around for over 2 centuries and it is not going anywhere sooner! Like all viruses, Corona also is mutating – and continuously!! The SARS-CoV-2 virus has mutated over time, resulting……

Myth vs Fact #2

Insurers many a times faces challenges because they live with a myth that, “Insurer cannot question the doctor in case a clarification is needed for rational decision making and no avenue if they……

Myth vs Fact #6

The quest of, “Inclusion of mental illness in Health Insurance” has perturbed the insurance industry by raising concerns with regards to it’s potential of fraud and measurability. Defining factors……

Myth vs Fact #5

Despite the race of offering unique cover in health insurance, insurers are some how wary of offering cover for mental illness. The common fear/ concern is of abuse. It seems there is comfort in……

Case Study #15

Male, Married, Graduate, Salaried Individual – NRI (United Kingdom) working in the Food and Beverages industry, specifically a Cake shop as an administrative service manager had provided all NRI……

Case Study #14

67 years old female patient presented with h/o prolapse uterus for 15 days. The gynaecologist examined her and advised for vaginal hysterectomy. The patient got admitted within 5 days of the first……

Case Study #13

LA (Life Assured) had Acute Necrotizing Pancreatitis (ANP) in 2012. Necrotomy of pancreas was done. LA was admitted in hospital for 3 months, doppler done in 2012 mentioned in documents. …

Case Study #12

28 years, old male was admitted in a hospital in Mumbai from 17/12/22 to 18/12/22 with c/o Fever; backache, heaviness in bilateral lower limb, difficulty in walking for 1 month Right lower limb……

Case Study #11

Life is full of pressure. Time and productivity pressure is part of an Underwriter’s daily routine. This results in minor omissions which could have greater impacts. Today, we discuss a case which……

Case Study #10

Hereby we will investigate a very strange situation we come across as an underwriter and with the vigilant eyes we caught the same. We were dealing with a 23yearold graduate who was a salaried……

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